Get easy financing for your two-wheeler or four-wheeler with our vehicle loan facility. We offer up to 75% of the vehicle cost as loan with flexible repayment options.
| Feature | Details |
|---|---|
| Two Wheeler Loan | |
| Purpose | For purchase of new two wheeler/three wheeler |
| Eligibility | Salaried persons / Businessman |
| Repayment Period | 3 years |
| Rate of interest | Upto 10 Lakh 10%, above 10 Lakh 11% Reducing rate |
| Security | Hypothecation of vehicle to be purchased, Two Guarantors |
| Max loan | 75% of Quotation Amount without accessories |
| Four Wheeler Loan | |
| Purpose | For purchase of new car, goods and commercial vehicles |
| Eligibility | Salaried persons / Businessman / Commercial organizations |
| Basis of Advance | 75% of Quotation Amount without accessories |
| Repayment Period | Max 5 years |
| Rate of Interest | Upto 10 Lakh 10%, above 10 lakh - 20 Lakh 11%, above 25 lakh 12% Reducing Rate |
| Shareholding | 2.50% of loan amount |
| Security | Hypothecation of vehicle to be purchased |
| Processing fees | Minimum 250rs and Maximum 2500rs |
| Documentation |
1. Duly filled prescribed application form 2. Identity and residence proof of the Applicant and Guarantor 3. Income documents a) or b) as applicable a) In case of salaried person, salary slip for last 3 months and bank statement for last 6 months, ITR of the past 3 years b) In case of businessman, last 2 years profit & loss & ITR copies, balance sheet and bank statement of business account for last 6 months 4. Proforma Invoice of the Authorized dealer 5. Driving licence (for two wheeler) |
| *conditions apply | |
Pachhapur Co-op Bank is popular in gold loans and is having trust of 1 lakh and above Gold loan customers and 81 years of trust.
We are a DICGC member,
insuring your deposits up to Rs. 5 Lakh.
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