Comprehensive information about our Housing Loan facility
| Feature | Details |
|---|---|
| Purpose | Construction of own house/Purchase of ready built house/flat/resale flat / repair |
| Eligibility | Salaried Employees / Businessmen / Professionals / Individual |
| Limit of loan | Per Beneficiary Max Rs. 25 lac |
| Basis of Advance | 75% or loans upto Rs. 40 lakh whichever is least |
| Repayment Period | Maximum 15 years for salaried class |
| Rate of Interest | Upto 25 Lakh 12% (EMI), 25 Lakh to 60 Lakh 13% (EMI), House Repair upto 3 Lakh 13% (EMI) |
| Processing fees | Actual mortgage registration fees and legal charges |
| Share Linking | 2.50% of loan amount |
| Security | Mortgage of house property to be purchased or constructed |
| Documentation |
1. Duly filled application form with photo identity and residence proof of
Applicant 2. Income proof a) or b) as applicable a) Salaried: salary slip for last 3 months and bank statement for last 6 months b) Businessman: Profit & loss and ITR copies of last two years, Balance sheet, 6 month bank statement 3. Legal Documents for creating mortgage as per requirement |
| *conditions apply |
Pachhapur Co-op Bank is popular in gold loans and is having trust of 1 lakh and above Gold loan customers and 81 years of trust.
We are a DICGC member,
insuring your deposits up to Rs. 5 Lakh.
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