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Debit Card

RuPay Debit Card

Your Secure Payment Companion

Experience seamless transactions with our RuPay Debit Card. Accepted at over 1.7 lakh ATMs and millions of merchant establishments across India.

Free for first-time holders
Wide acceptance nationwide
24/7 security & support
RuPay Debit Card
Safety & Security

Safety Tips and Guidelines

Stay Secure, Spend Smart: Essential Guidelines for Your RuPay Debit Card

Card Usage & PIN Safety

  • Sign on the back of your card immediately
  • Memorize your PIN and destroy the PIN mailer
  • Change PIN at any NFS network ATM
  • Never write down or share your PIN
  • Change PIN regularly for security
  • Shield PIN while entering at ATMs
  • Ensure privacy during transactions

Card Security

  • Keep your card safe and secure
  • Never hand your card to anyone
  • Store it securely to notice if missing
  • Visit branch immediately if lost/stolen
  • Bank will never ask for card details via email
  • Never respond to suspicious messages
  • Report any suspicious activity immediately

Using Your RuPay Card at ATM

  • Use at any ATM in the NFS network
  • Over 1.7 lakh ATMs across India
  • Ensure card is active before use
  • Check balance before withdrawing
  • Always shield your PIN
  • Collect receipt for your records
  • Look for NFS network logo on ATMs
Charges & Usage

Charges & Usage of Debit Card

Transparent pricing for all your debit card transactions

The card is FREE for first-time holders and renewals but will be charged if lost or damaged.

Transaction Charges

SL. No Transactions Charges (Rs.)
1 Financial Transactions Rs. 17/- + GST
2 Non-Financial Transactions Rs. 5/- + GST
3 Free Transactions Available At On RuPay enabled ATM: First 3 financial & non-financial transactions free in Metro cities (Mumbai, Delhi, Chennai, Bangalore, etc.)
First 5 financial & non-financial transactions free in non-metro cities
4 Card Issuance Charges Rs. 100/- + GST
5 Issuance of Re-pin Rs. 100/- + GST
6 Issuance of Additional Card Rs. 200/- + GST
7 Card Re-issuance Charges Rs. 200/- + GST
Usage Limits

Daily Usage Limits

Know your transaction limits for safe and secure banking

Cash Withdrawal

Rs. 20,000/-

Maximum cash withdrawal limit per day

Purchase Transactions

Rs. 50,000/-

Maximum purchase transaction at merchant establishment per day

Important Information

Other Important Details

Essential information for safe card usage

PIN Retries

On entering the wrong PIN three times repeatedly, card will get blocked for the day

Transactions per Day

Maximum Ten (10) transactions allowed per day

Branch Details

RBI License No: KAN.1444P
PAN No: AAAAD0328D
GST No: 29AAAAD0328D2Z9
Card Benefits

Why Choose Our RuPay Debit Card

Experience the advantages of banking with us

Wide Acceptance

Use your RuPay debit card at over 1.7 lakh ATMs across India and at millions of merchant establishments nationwide.

Free Transactions

Enjoy free transactions at RuPay enabled ATMs - 3 free transactions in metro cities and 5 in non-metro cities.

Secure & Safe

Advanced security features including PIN protection, transaction alerts, and 24/7 card blocking facility for your peace of mind.

Convenient Access

Access your funds anytime, anywhere with easy cash withdrawal and purchase transactions at merchant outlets.

No Annual Fee

First-time card issuance and renewals are absolutely free. Charges apply only for replacement or additional cards.

Transaction Alerts

Get instant SMS alerts for all your debit card transactions to keep track of your spending and ensure security.

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Services

Deposit Insurance

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DICGC QR Code

We are a DICGC member,
insuring your deposits up to Rs. 5 Lakh.

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