Comprehensive information about our Four Wheeler Loan facility
| Feature | Details |
|---|---|
| Purpose | For purchase of new car, goods and commercial vehicles |
| Eligibility | Salaried persons / Businessman / Commercial organizations |
| Basis of Advance | 75% of Quotation Amount without accessories |
| Repayment Period | Max 5 years |
| Rate of Interest | Upto 60 Lakh 12% (EMI), Second Hand Vehicle 15% (EMI) |
| Shareholding | 2.50% of loan amount |
| Security | Hypothecation of vehicle to be purchased |
| Processing fees | Minimum 250rs and Maximum 2500rs |
| Documentation |
1. Duly filled prescribed application form 2. Identity and residence proof of the Applicant and Guarantor 3. Income documents a) or b) as applicable a) In case of salaried person, salary slip for last 3 months and bank statement for last 6 months, ITR of the past 3 years b) In case of businessman, last 2 years profit & loss & ITR copies, balance sheet and bank statement of business account for last 6 months 4. Proforma Invoice of the Authorized dealer |
| *conditions apply |
Pachhapur Co-op Bank is popular in gold loans and is having trust of 1 lakh and above Gold loan customers and 81 years of trust.
We are a DICGC member,
insuring your deposits up to Rs. 5 Lakh.
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