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Deposits

Deposit Services

Secure Your Future with Our Deposit Options

Demand Deposits & Term Deposits

These are demand deposits like current/saving account and term deposits like fixed or recurring deposits with attractive interest rates.

We offer various deposit options to help you save and grow your money safely. Whether you need easy access to your funds or want to earn higher returns, we have the right deposit product for you.

  • Saving Account - Easy access with competitive interest
  • Current Account - For business transactions
  • Fixed Deposits - Higher returns with guaranteed safety
  • Recurring Deposits - Systematic savings plan
  • Attractive interest rates
Deposits
Deposit Interest Rates

New Rate of Interest (As on 01-04-2024)

Competitive interest rates for all deposit products

Fixed Deposit Interest Rates

Period Regular (%) Senior Citizens (%)
46 Days to 90 Days 5.00% 5.50%
91 Days to 180 Days 6.00% 6.50%
181 Days to 360 Days 7.00% 7.50%
361 Days to 730 Days 7.50% 8.00%
731 Days to 821 Days 7.75% 8.25%
Kalpataru Deposits (27 Months) 8.00% 8.50%
Special 5 Year Deposit 8.25% 8.75%

Recurring Deposit (RD) Rates

Period Regular (%) Senior Citizens (%)
R/D Up to 2 Years 7.50% 8.00%
R/D Above 2 Years 7.75% 8.25%

Other Deposit Products

Product Regular (%) Senior Citizens (%)
S/B Accounts (Savings Bank) 4.00% 4.00%
Pigmy Deposits 3.00% 3.00%

Important Information

  • Rates are effective from 01-04-2024 as per sanction in M/C/R dated 30/03/2024
  • Senior Citizens (60 years and above) are eligible for additional 0.50% interest on most deposits
  • Interest rates are subject to change as per bank policy
  • Minimum deposit amount and other terms & conditions apply
  • For more details, please contact your nearest branch

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Deposit Insurance

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DICGC QR Code

We are a DICGC member,
insuring your deposits up to Rs. 5 Lakh.

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