Gold Loan

Title	Norms
Purpose	To meet urgent financial needs
Eligibility	Any individual who is the true owner of the ornaments
Limit of loan	10 Lakhs
Basis of Advance	Rs. 3300/- per gm
Repayment Period	Max – 12 months
Rate of Interest	8.50%
Processing fees	Min : 100rs and Max : 1000rs. Insurance 0.4% & Gold Bond Commission
Shareholding	Nominal membership / Associate Member
Other charges	Nominal Application fee, insurance fee Valuation charges at actuals
Documentation	Prescribed Loan application form PAN Card, Photo identity and residence proof of applicant, Savings account mandatory for above Rs 20000 loan
*conditions apply

Two Wheeler Loan

Title	Norms
Purpose	For purchase of new two wheeler/three wheeler
Eligibility	Salaried persons / Businessman
Repayment Period	3 years.
Rate of interest	Upto 10 Lakh 10%, above 10 Lakh 11% Reducing rate.
Security	Hypothecation of vehicle to be purchased Two Guarantors
Max loan	75% of Quotation Amount without accessories
Documentation	1. Duly filled prescribed application form 2. Identity and residence proof of the Applicant and Guarantor 3. Income documents a) or b) as applicable a) In case of salaried person, salary slip for last 3 months and bank statement for last 6 months, ITR of the past 3 years b) In case of businessman, last 2 years profit & loss & ITR copies, balance sheet and bank statement of business account for last 6 months. 4. Proforma Invoice of the Authorized dealer 5.Driving licence
*conditions apply

Four Wheeler Loan

Title	Norms
Purpose	For purchase of new car, goods and commercial vehicles
Eligibility	Salaried persons / Businessman / Commercial organizations
Basis of Advance	75% of Quotation Amount without accessories
Repayment Period	Max 5 years
Rate of Interest	Upto 10 Lakh 10%, above 10 lakh - 20 Lakh 11%, above 25 lakh 12% Reducing Rate
Shareholding	2.50% of loan amount
Security	Hypothecation of vehicle to be purchased.
Processing fees	Minimum 250rs and Maximum 2500rs
Documentation	1. Duly filled prescribed application form 2. Identity and residence proof of the Applicant and Guarantor 3. Income documents a) or b) as applicable a) In case of salaried person, salary slip for last 3 months and bank statement for last 6 months, ITR of the past 3 years b) In case of businessman, last 2 years profit & loss & ITR copies, balance sheet and bank statement of business account for last 6 months. 4. Proforma Invoice of the Authorized dealer
*conditions apply

Housing Loan

Title	Norms
Purpose	Construction of own house/Purchase of ready built house/flat/resale flat / repair
Eligibility	Salaried Employees /Businessmen/Professionals/Individual
Limit of loan	Per Beneficiary Max Rs. 25 lac
Basis of Advance	75% or loans upto Rs. 40 lakh whichever is least
Repayment Period	Maximum 15 years for salaried class
Rate of Interest	Monthly EMI - Upto 25 Lakh 10.00% and NON EMI - Upto 25 Lakh 11.25%, above 25 Lakh 12%
Processing fees	Actual mortgage registration fees and legal charges.
Share Linking	2.50% of loan amount
Security	Mortgage of house property to be purchased or constructed
Documentation	1. Duly filled application form with photo identity and residence proof of Applicant. 2. Income proof a) or b) as applicable a) Salaried: salary slip for last 3 months and bank statement for last 6 months, b) Businessman: Profit & loss and ITR copies of last two years, Balance sheet, 6 month bank statement. 3. Legal Documents for creating mortgage as per requirement
*conditions apply

Loan on FD / Nsc

Loan on Fd/Nsc/Kvp

USE YOUR FD/NSC//KVP

DON’T BRAKE IT

Loan on Fd/Nsc/Kvp Certificates

• 1. Get access to funds up to 80% of the face value of your FD
• 2. Interest charged only on the Amount utilized and for the tenure of utilization
• 3. Funds available at competitive rates

Features & Benefits:

• Facility available only against Maratha Bank FD/Nsc Certificates
• Facility available up to remaining tenure of the FD/Nsc Certificates on renewable basis
• Interest charged on actual amount utilized- no EMI or post dated cheques required
• No pre payment charges